Cheryl Eberting is one of the most experienced disability insurance agents in the nation with over 35 years experience helping physicians obtain own-specialty disability insurance. During this time she has helped to shape the industry, establishing new ways for medical professionals to receive superior coverage and to qualify for special discounts, and setting up association programs now used all over the country. She is an expert in the intricate details of disability contracts for medical professionals, and is able to assure her clients get the correct coverage that will actually be there for them should it be needed.

Cheryl prides herself on the personal care each of her clients is given – from the first appointment through the underwriting process; and in her ability to guide her clients to the policy and carrier best suited to each individual’s situation. She is there for her clients to advise them on policy details, definitions, options and available discounts.

Cheryl established Eberting Associates, a firm specializing in insurance protection, in 1980. She has earned her RHU, certifying her as an expert in disability coverage. She graduated from the University of Puget Sound with a B.A. in education, and completed her 5th year of studies at the University of Washington. Cheryl is originally from Eastern Washington , and currently resides in Bellevue, where she raised her family of eight children. She enjoys travel, hiking, gardening, and spending time with family.

Richard has been helping professionals guarantee their income for over 25 years. He has established discount programs for large medical, dental, and legal groups. He uses research driven planning for each client to assure his recommendations are the best fit for each situation. He has seen his work enable families to live in guaranteed financial comfort when they might otherwise have faced disaster after a disability.

He is also involved in the rapidly growing new industry of digital medicine–helping patients and doctors interact more quickly, effectively, and economically through Azovahealth.com.
Richard earned an MBA from Brigham Young University in 1990.